We’ll provide guidance on all of your investments no matter where they are held. Your recommendations will be customized to your financial plan and a diversified portfolio will consist of low cost index funds in different asset classes
First, we’ll analyze how your current situations matches up with your goals. Then, we’ll review different strategies to improve your plan. Are you saving enough for your retirement date? Can you afford to delay social security? What are the risks associated with your plan? It’s a holistic approach to answer your questions.
We are mindful of taxes when developing your financial plan. Should you do a Roth conversion? What are the tax consequences to exercising your stock options? Should you pay down your mortgage or increase your savings?
Student Loan Debt
We’ll help organize and review your student loans. There are many strategies and many types of loans. Sometimes there are better options then paying the standard payment plan.
How much should you be saving for college vs. your own retirement? We’ll recommend a savings plan for you and suitable investments for your children.
Company Stock Options
There are many strategies and each one is specific to your plan. We’ll review your options and provide recommendations while taking the tax consequences into consideration.
We will work with you to make sure you have the right type and right amount of insurance. We’ll review your life insurance, long term disability, long term care, homeowners, auto and umbrella insurance.
We will review your estate plan to make sure your wishes are followed. We’ll also help you create a planning guide that will organize your documents in case something were to happen to you or a loved one.