If you’ve got a big purchase on the radar, your credit can make or break your eligibility. But whatever your credit score is today doesn’t mean it’s going to be that way for long. There are plenty of ways to boost (or tank) your score, so you will want to monitor it consistently. If you want […]
Why Your Credit Score Matters
Your credit score is a three digit number that determines your creditworthiness through a variety of factors. The value varies between 300 and 850, with 300 indicating a potentially high-risk borrower and 850 indicating very low-risk. Having a higher credit score is better, as it suggests to lenders that you’re more creditworthy — and therefore likely to pay back debts […]
Your Financial Checklist Before Buying a Home
Buying a home is a big decision that you shouldn’t make lightly. Between all the costs and fees you’re responsible for, real estate transactions get expensive. And the upfront exchange of money is only the beginning. Houses aren’t cheap and there are a lot of pieces and parts you need to keep well maintained and […]
Get Your Credit Report
Obtaining your credit report is easy, free, and a must do each year. We live in an age where convenience trumps all and sometimes convenience brings trouble. As more of our sensitive data is stored electronically we will have more and more security breaches like the ones we have heard about at Target and Neiman […]