Personal finance can be complicated because of the wealth of decisions we have to make about our money. For most of us, the biggest financial goal we have is to build our wealth. Wanting more money doesn’t make you greedy: it means you understand that money is a tool. When we grow our net worth, […]
In Debt, Now What?
So, you’re in debt and want to know how the heck to get out of it. First, realize that you are not alone. As of 2014, the average household credit card debt is over $15,000 and student loan is over $33,000. Many people have faced huge bills but stuck to a plan and dug themselves […]
Do Budgets Suck?
The thought of making a budget makes people cringe. The definition on Wikipedia (this isn’t a research paper so I’m allowed to quote it) doesn’t help either…”a quantitative expression of a plan for a defined period of time.” UGH! It can be a long tedious task that can feel isn’t worth the time of day. […]