New Hampshire now has the second-oldest population in the country. According to the U.S. Census, 20 percent of the state’s population will be 65 or older by 2020. A recent episode of NHPR’s “The Exchange” featured Joseph Coughlin, author of “The Longevity Economy: Unlocking The World’s Fast-Growing, Most Misunderstood Market.” He is also the […]
Preparing Your Fourth Quarter Finances
The end of the year is coming up, and with it comes a long list of to-dos. Get a jump on your money preparations now and you’ll set yourself up for a smoother fourth quarter: Max Out Retirement Accounts If you have a 401(k), you have until the end of this calendar year to make […]
What to Look for When Analyzing Your 401k Plan
For many Americans, one of the best ways to build wealth is to save in an employer-sponsored retirement plan like a 401k. It makes good sense: there are many advantages to this type of account. The money comes out of your paycheck before you even see it and it’s easy to sign up for the […]
Target Date Funds 101: Everything You Need to Know
While browsing your employer’s 401(k) options or searching for a fund to open in a brokerage account, you may have come across target date funds. Some people love these so-called “set it and forget it” funds, while others dislike them for the ability to take a completely hands-off approach to investing. When considering target date […]
What You Need to Know About Backdoor Roth Conversions
As Benjamin Franklin once said: “In this world nothing can be said to be certain, except death and taxes.” Franklin’s right. As an investor, you’ll be paying taxes. But there are strategies to reduce how much you’ll pay, and that can make a big difference in the size of your portfolio when you retire. In […]
