Attending college shouldn’t be the default option for every graduating high school student anymore; instead, it should be a carefully, well-thought-out plan, especially when you consider the high cost. In 2023, the average cost of attending a 4-year in-state university is about $25,707 per year. For out of state or private universities, that amount only […]
2023 Housing: Should You Buy or Sell This Year?
The past few years have been rocky for real estate. In 2020, 2021 and 2022, we experienced a major seller’s market; homes were flying off the market for record high prices. For buyers, this meant competing with several other bids, settling for a less than ideal home, and paying far more than usual. When we […]
Silicon Valley Bank: What Caused Recent Bank Collapses?
When the Silicon Valley Bank collapsed on March 10, 2023, it was the second largest bank failure in United States history. A couple days later brought the third largest bank failure, when regulators took control of Signature Bank. When you see news like this, it’s natural to worry about your own money, and what you […]
Create a Financial Plan You Can Stick With
The past few years have included a series of economic ups and downs, which were complicated further by challenging external factors. When you set out to create a financial plan at the start of 2020, you probably weren’t expecting a global pandemic, international warfare, layoffs, market instability or sky-high inflation. Through those challenges, many people […]
Tax Changes to Know This Year
Tax season is here again, but before you file, make sure you’re up to date on important tax changes. One of the biggest changes this year is that many of the credits or tax breaks that were in place due to the pandemic have gone away, or gotten smaller. That means you might need to […]
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